Investments & Retirement Planning
Savings accounts are a great way to store your money, but if you want your money to grow, investment accounts are your best option. Whether you’re looking to save money for the car of your dreams, open an account for your child’s college fund, or save money for a comfortable retirement, Charity Refinance has the investment and retirement services that can help you get there.
Certificate of Deposit (CD)
With competitive, guaranteed yields, a Certificate of Deposit—or CD—is a great tool to get higher interest rates than standard savings accounts. Community Charity Refinance offers a wide range of fixed CD rates over maturities between 90 days and 5 years. A minimum deposit of $1000 is required. Contact your nearest banking center for current rates and additional information.
Traditional IRA
An IRA, or individual retirement account, provides a way for individuals to contribute to a retirement account before taxes are deducted. In a traditional IRA, taxes are deferred until funds are withdrawn during retirement, at which time taxes are assessed at your current tax bracket.
Roth IRA
Like a traditional IRA, you can store funds in a Roth IRA to be withdrawn upon retirement. However, taxes are assessed differently; instead of being taxed at withdrawal, your money is taxed when you first put it in.
Rollovers, Transfers, and IRA Beneficiaries
Need help managing your retirement funds? We can help. By assisting in the movement of assets from one plan to another and helping manage your funds, we can help you avoid potentially unnecessary tax penalties on your retirement accounts.
Educational IRA
A nondeductible account, an Educational IRA features tax-free and penalty-free withdrawals as long as it is used for the specific purpose for a child’s higher education expenses.
Business Programs
In addition to our personal retirement and savings programs, Fidelity Financial Holdings can also help your small business and your employees. Some of our business programs include:
- Corporate profit sharing
- 401k plans
- Regular pensions
Invest in Your Future at Charity Refinance
By using savings accounts, investments, and retirement accounts, you can help ensure a brighter future for yourself and, if you’re a business owner, for your employees. With experience working with individuals, small businesses, and corporations, Charity Refinance can work with you to help you determine what long-term financial solution is right for you. Open your new account at your nearest banking center today!
Investment products offered through Charity Refinance are not FDIC insured, not bank guaranteed, may lose value, are not deposits, not insured by any federal government agency, not a condition to any banking service or activity. Are Not a Condition to Any Banking Service or Activity